Online marketplace lenders as non-funding base credit suppliers and new players in the credit market have been growing fast. In this paper, we examine the effect of Covid19 crisis on banks and marketplace lenders to distinguish the lending behavior of funding base credit supply and non-funding base credit supply. Based on industry-level and firm-level observations from the last quarter of 2013 to the second quarter of 2022, results indicate that marketplace lenders' and banks' credit supply amount is significantly different. At the industry level, marketplace lenders increased their credit supply, and at the firm level, marketplace lender decreased their supply of credit more than banks. The findings show that the intermediary synergy effect outweighs the effects of liquidity shock.